WeChat Pay in the US
When a customer pays in RMB with WeChat Pay at a US merchant's online or physical store, WeChat Pay instantly debits the customer's account, completes the currency conversion through a partner bank, and settles the funds in USD to the merchant's US bank account.
Why US merchants should accept WeChat Pay
Grow your revenue
Win new customers and boost sales by accepting the payment methods Chinese shoppers use every day. In the first half of 2019 alone, Chinese travelers spent a staggering $127.5 billion abroad. For you, accepting WeChat Pay is like opening a door straight into the China market.
Secure payments
Once your WeChat Pay receipts reach $100, you'll receive the funds within T+2 or T+3 business days. HantePay's expert team has your back — guarding against fraud and keeping every transaction running smoothly.
Transparent, upfront fees
Accepting WeChat Pay involves a processing fee, set independently by WeChat Pay's partner institutions. You pay only the fee in your contract — no hidden charges.
Reach more customers
WeChat's rich marketing channels — official accounts, mini-programs, WeChat groups, and more — help merchants raise their profile. HantePay's dedicated China-market growth team is here to power effective WeChat marketing for you, end to end.
How much opportunity can the WeChat platform create for US merchants?
As of March 2020, WeChat had 1.165 billion monthly active accounts worldwide. WeChat mini-programs have woven themselves deeper into everyday services, with user numbers climbing fast and daily active mini-program accounts topping 400 million. By 2016, WeChat Pay already had around 400 million users.
Choosing WeChat Pay isn't just choosing a great mobile payment method — it's plugging into China's most popular social media platform. That's a powerful boost for your brand and marketing, opening up far more direct and indirect ways to grow your revenue.
How does WeChat Pay settlement work?
WeChat cross-border receiving accounts settle in USD. After collecting payment from the customer's account, WeChat Pay converts the currency on T+1 at the spot rate provided by the settlement bank. Once cleared funds reach $100, the system automatically transfers them to the merchant's US bank account.
How can merchants use WeChat for marketing and reach more customers?
HantePay's dedicated US-market growth team can set up a WeChat account for you, letting your brand engage customers one-on-one through official accounts, mini-programs, WeChat groups, and more — pushing promotions, product updates, and other news. Using rich-media posts, H5 ads, and other formats, we help you acquire, retain, and re-engage customers, powering effective WeChat marketing from every angle.
Add WeChat Pay to your mini-program
WeChat Pay powers a complete mobile-wallet spending ecosystem — a seamless commercial bridge between Chinese consumers and US merchants. Customers jump straight from your mini-program to WeChat Pay to check out, making payment effortless, covering every transaction scenario for small and mid-sized merchants, and connecting flawlessly to the major payment channels.
WeChat Pay can be added to any mini-program that's registered on the Official Accounts Platform and has completed WeChat verification. Once connected, you can use the mini-program WeChat Pay product to collect payments when selling goods or content inside your mini-program.