Accept UnionPay in the US
A global network accepted in 183 countries and regions. HantePay — customers pay in RMB, you get paid in USD.
According to UnionPay International, UnionPay cards are accepted in 183 countries and regions, with issuance in 84 countries and regions (source: UnionPay International, as of 2026). Beyond consumer payments it also serves cross-border B2B, settlement security and value-added services.
Source: UnionPay International · reviewed July 2026
What UnionPay does for a US merchant
Reaches the customers who do not use mobile wallets
Not every Chinese customer pays by app. Older shoppers, business travellers and new arrivals carrying only a Chinese bank card all hold UnionPay cards. That segment is reachable no other way.
The realistic option for large tickets
A car, a semester of tuition, a maternity-care package — these routinely exceed mobile-wallet per-transaction limits and a new arrival's credit line. UnionPay carries them.
Cards and QuickPass on one device
Customers can swipe, dip or scan; the same terminal handles all of it, so UnionPay does not mean another terminal on your counter.
Cross-border B2B, not just retail
Standard, always-on cross-border B2B payments support UnionPay cards and major Chinese corporate banking — useful if you wholesale or trade, not only if you sell at retail.
How you get paid
In person
- Customer presents a UnionPay card or QuickPass code
- Swipe, dip or scan on the terminal
- PIN or signature
- Settles to you in USD
Online checkout
- Apply and receive your merchant ID
- Request certificates
- Integrate and configure the SDK
- Go live
Businesses that benefit most
Car Dealerships
The money comes from China; the dealership still books USD
See solution →Education Agencies & Schools
Parents pay in China; you receive USD in the US
See solution →Asian Supermarkets
Multiple lanes, weekend queues — scanning beats swiping
See solution →Cross-border E-commerce & SaaS
Put your Chinese customers' payment methods on your own checkout
See solution →