Accept Alipay in the US

Accept Alipay in the US

The digital wallet with 1B+ active users — essential for reaching Chinese consumers. HantePay — customers pay in RMB, you get paid in USD.

Alipay is one of China's mainstream digital wallets, widely used for everyday payments in mainland China and supported in a number of overseas markets for Chinese travellers and shoppers. Customers pay on web or mobile using their wallet login credentials, so the merchant never handles card numbers.

What Alipay does for a US merchant

The conversion switch on a cross-border checkout

A checkout offering only Visa and Mastercard is where Chinese customers drop off — many hold no international card and will not type one into an unfamiliar page. A button they recognise changes the cart-to-payment rate immediately.

Sell into China without a local entity

Alipay e-commerce acceptance does not require a Chinese entity. Your US company keeps receiving USD while selling to customers in China.

One ledger across channels

In-store QR, web checkout and in-app payments run through the same merchant account, so month-end is one reconciliation rather than three.

Structurally lower fraud

Alipay authenticates with login credentials rather than a card number and CVV, which means fewer chargebacks and less dispute handling for you.

How you get paid

Alipay + mobile

  1. Shopper picks Alipay at checkout
  2. Alipay opens and shows the transaction
  3. They confirm with a PIN or Touch ID
  4. Success screen and receipt

Alipay + desktop

  1. A QR code is generated for the shopper
  2. They scan it in the Alipay app
  3. They review the details and confirm
  4. Payment completes

Alipay + point of sale

  1. Shopper taps Scan in the app
  2. They scan the code on your terminal
  3. They confirm in-app
  4. Your register sees the payment instantly

Businesses that benefit most

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